Love your money

Written by Your Future Now

February is Valentine’s month and time to show that special person in your life how much they mean to you. Rich in love unfortunately does not necessarily mean rich in the pocket.

Do you feel like Valentine’s Day will be boring if you don’t have money to spend? If you do, now is a good time to change your outlook and think about the things you can enjoy without spending a fortune.

Here are some valuable tips and creative ways to love that special person while loving your money too, and without skimping on romance.

Say it in your own words

Valentine’s cards are expensive. A mushy and creative love card you made yourself will be far more special, showing that you cared enough to take the time to make it.

Create a special evening at home together

A home-cooked dinner for two by candlelight and some cuddling afterwards is romance with a capital R. It doesn’t have to be expensive food, just your own special meal. Let the kids know that this is a day for mom and dad and enlist their help to make it special.

Shop around

Valentine’s Day may be a big event for florists, but remember that grocery stores also stock flowers. Consider something that will last longer, such as a flowering pot plant that will be an everyday reminder of your love.

Give what you’ve got

Make a gift yourself. A little creativity and a lot of love is a recipe for special memories.

Say “I love you”

Say it many times during the day. It doesn’t cost anything and means everything. Tell your love how you really feel. He or she will appreciate your honesty and it will mean more than any gift.

These Valentine’s Day tips are examples of the four money principles – knowing, planning, controlling and growing your money – in action. Implementing these principles is the best way to show your money some love:

  • Know your money – understand your needs, wants and future goals.
  • Plan your money – budget monthly and set aside money for special occasions and for special treats.
  • Control your money – use these tips to help you to save and make sure you don’t spend money you don’t have. Most important: don’t buy goodies on your credit card if you cannot afford to repay it.
  • Grow your money: Save for life’s major events in advance and include your partner in sharing your money plan and goals.

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